Welcome To Fair Credit Charity
We aim to influence the financial, legislative and regulatory landscape to help create an ethical and responsible lending environment in which financially excluded people are better served.
Today, 17.5m people in the UK are in ‘financially vulnerable circumstances’.
Over 20 million adults are currently under-served by high street lenders.
14.6m UK adults are not coping financially or finding it difficult to cope.
Our Objectives
About Us
We want to build a future where everyone has access to fair credit – helping to alleviate and eradicate poverty and fostering a society built on trust, integrity, and positive social impact.
We are a UK and Scottish registered charity.
We changed our name to Fair Credit Charity in 2022, having originally been called Fair for You Ltd. The reason for the name change was to avoid confusion with the fair and responsible lender that we own and oversee, Fair for You CIC, and to clarify our broader and distinct role.
Using our knowledge and established experience of creating inclusive and ethical financial services, our Mission is to build an environment to enable all businesses serving financially excluded people to thrive.

Fair for You is an award-winning social lender owned by Fair Credit Charity.
If you’re looking to find out about applying for a loan, please visit FairforYou.co.uk.
Fair, flexible, affordable loans for your household essentials.